Fidelity Review 2026
Fidelity is the safest, most complete choice for retirement and long-term investing. If you're building a 401k, IRA, or long-term portfolio, there's no better platform. For active options trading, supplement with Tastytrade.
Open Fidelity Account →Who Is Fidelity For?
Long-term investors building retirement wealth, index fund investors, and anyone who values research quality, platform reliability, and customer service over flashy features.
Pros and Cons
Commissions & Fees
Fidelity in Depth
Fidelity manages over $12 trillion in assets and has operated continuously since 1946 — the institutional trust is unparalleled in the retail brokerage space. The ZERO fund lineup (FZROX, FZILX, FZRPX, FZESX) offers genuinely zero-expense-ratio index funds with no investment minimums — a category Fidelity invented. Research access includes full Morningstar reports, S&P Capital IQ, and CFRA — research that typically costs $99-200/year at other brokers. The retirement planning tools are the most comprehensive available for retail investors, with Monte Carlo simulations and Social Security optimization. The platform's reliability record is exceptional — Fidelity has never had a major outage during market volatility events that have taken down Robinhood and others.